WELCOME TO BUYER’S GUIDE

1. Let’s Determine Your Budget:

Pre-qualification

• Evaluate your finances and determine how much you can afford, considering down payment, closing costs and ongoing expenses like property taxes and insurance.

2.Identify Your Needs and Preferences:

• Make a list of must-haves (number of bedrooms, location, amenities) and nice-to-haves in your future home.

3.Start House Hunting:

• Visit homes, attend open houses, and consider driving by the potential neighborhoods of your prefference to get a feel of the surroundings to narrow down your choices.

4. Before making an offer:

As your real estate agent I will find out as much as possible about your potential new home,

priorly to sending an offer.

-As your agent I will provide you a very detailed analysis of the projected and current market value for this property.

-Revising and confirming seller’s property disclosure

-HOA rules & regulations, if any

-If occupied, how soon can they vacate the property (at closing or is post-occupancy a consideration )

-Home insurance estimates

-Assigned schools ratings

-Neighborhood future projects

5.Make an Offer:

• Once we find a suitable property, i’ll work with you to craft a competitive offer based on comparable sales in the area.

6.Negotiate:

• As your agent, i’m always prepared to negotiate on price, closing costs, and any repairs or concessions.

7.Conduct Inspections:

• Hire professionals to conduct a home inspection and any necessary evaluations (like pest inspection or radon testing) to uncover potential issues, as well as fire, sinkholes, flooding risks.

8.Finalize Financing:

• Once your offer is accepted, finalize your mortgage with your lender and provide any additional documentation they may require.

9.Close the Sale: Congratulations,

• Review and sign closing documents, pay closing costs and receive the keys to your new home.